‘I’m Very Bullish’: Ripple CEO Forecasts Record Performance For Crypto In 2026

Overview

Ripple CEO Brad Garlinghouse has expressed strong optimism about the future of the cryptocurrency market, predicting that digital assets will reach new record highs in 2026. Despite a mixed performance in early 2026 and ongoing challenges in the regulatory landscape, Garlinghouse’s outlook reflects a significant shift in institutional interest towards cryptocurrencies.

Current Market Sentiment

Speaking at the World Economic Forum in Davos, Switzerland, Garlinghouse highlighted the impact of recent regulatory developments, particularly the GENIUS Act, which he believes has “unlocked a lot of activity” in the cryptocurrency sector. This optimism comes amid a backdrop of fluctuating market conditions, where XRP, Ripple’s associated cryptocurrency, was trading at $1.88 and had seen a notable decline of 13% over the preceding week. Analysts are currently speculating about the potential onset of a new bear market, yet Garlinghouse maintains a bullish stance.

During an interview with CNBC, Garlinghouse emphasized the increasing interest from major financial institutions in cryptocurrencies. He described this trend as a “massive sea change” in the market, although he noted that this interest is not yet fully reflected in current market prices. Despite the short-term market challenges, he remains confident in the long-term prospects for the XRP ecosystem, stating that it is poised for positive momentum over the next five to ten years.

Legislative Developments

Garlinghouse also discussed the anticipated impacts of the CLARITY Act, which aims to establish a regulatory framework for cryptocurrencies. He expressed confidence that this bill will eventually pass, stating, “It’ll get done. We are as close as we have ever been.” However, the bill has faced significant challenges, particularly after Coinbase CEO Brian Armstrong withdrew support just a day before a scheduled markup. This withdrawal has led to a postponement in the legislative process, raising concerns about the future of crypto regulation.

Garlinghouse noted that despite Armstrong’s opposition, many in the industry, including competing exchanges, continue to support the CLARITY Act. He expressed hope that industry leaders can overcome the current legislative hurdles, emphasizing the need for regulatory clarity to facilitate growth in the crypto sector. He believes that the GENIUS Act, alongside the CLARITY Act, is essential for the industry’s continued development.

From author

The statements made by Garlinghouse reflect a foundational belief in the potential of cryptocurrencies, particularly in light of shifting regulatory frameworks. The interplay between market performance, regulatory developments, and institutional interest will be crucial to watch in the coming months. As the landscape evolves, the industry’s ability to adapt to regulatory changes will likely play a significant role in shaping its future.

Impact on the crypto market

• Institutional Interest: The increasing interest from major financial institutions could drive significant investment into cryptocurrencies.
• Regulatory Developments: The passage of the GENIUS Act and the CLARITY Act may provide much-needed clarity and support for the growth of the crypto market.
• Market Performance: Current market fluctuations, including the decline of XRP, could impact investor sentiment and trading strategies.
• Legislative Challenges: The withdrawal of support for the CLARITY Act highlights the complexities of regulatory processes and their potential effects on market stability.
• Long-term Outlook: Garlinghouse’s confidence in the XRP ecosystem suggests that there may be positive long-term trends despite current challenges.