Ripple Marks Another Milestone In Bid To Dominate Global Payments With XRP
Overview
Ripple has achieved a significant regulatory milestone in Singapore, enhancing its ambitions to position XRP as a key player in global payments. This upgrade allows Ripple to improve its cross-border money transfer capabilities and streamline its payments infrastructure.
Ripple’s Regulatory Upgrade in Singapore
On December 1, 2025, Ripple announced a major regulatory upgrade in Singapore, which extends the scope of its Major Payment Institution (MPI) license. This expansion grants Ripple Markets APAC Pte. Ltd., a subsidiary of Ripple, the authority to operate a fully regulated, end-to-end payments platform. The upgraded license enables Ripple to manage fund collection, secure custody, token conversion, and final payouts within a unified operational framework.
The integration of XRP and Ripple’s stablecoin RLUSD into the system simplifies complex cross-border processes, resulting in faster, compliant, and transparent transactions. This advancement positions Ripple as a comprehensive solution for banks, corporations, and fintech companies by addressing the fragmentation that often hampers legacy systems.
Strategic Partnerships and Geographic Expansion
Ripple is actively expanding its reach through strategic collaborations, such as its partnership with Bahrain Fintech Bay. This collaboration allows Ripple to conduct pilot programs, real-world payment trials, and the early deployment of token-driven services in the Gulf region. These initiatives are crucial for establishing liquidity corridors and embedding Ripple’s infrastructure into local financial ecosystems while fostering relationships with regional regulators.
Financial Strength and Infrastructure Development
In November 2025, Ripple secured a significant funding round of $500 million, which valued the company at approximately $40 billion. This capital is being utilized to scale payment infrastructure, enhance enterprise tools, and expand Ripple’s stablecoin program. With these resources, Ripple is poised to accelerate the rollout of its technology, improve integration with new partners, and solidify its presence in the institutional payments market.
XRP’s Role in Ripple’s Ecosystem
XRP functions as the settlement engine within Ripple’s infrastructure, providing instant liquidity, rapid transaction settlement, and multi-currency interoperability. This capability enables Ripple to tackle high-friction payment corridors, particularly in regions like Africa, where it collaborates with local providers to replace traditional correspondent banking systems with XRP-enabled settlements.
The recent upgrade in Singapore offers a regulated platform for deploying XRP-powered payment rails across high-growth regions, particularly in the Asia-Pacific area, where there is increasing on-chain activity and institutional demand for token-based cross-border payments.
Impact on the crypto market
- Ripple’s regulatory upgrade enhances its operational capabilities and positions XRP as a vital tool for cross-border payments.
- The partnership with Bahrain Fintech Bay may lead to innovative payment solutions in the Gulf region.
- The recent funding round strengthens Ripple’s financial position, enabling further expansion and development of its technology.
- XRP’s integration into Ripple’s ecosystem promotes its utility and adoption in various global markets, potentially influencing institutional interest in digital assets.
- The consolidation of payment processes through Ripple’s infrastructure could accelerate the shift from traditional banking systems to digital solutions.
Updated: 12/2/2025, 3:29:16 PM
